bto solicitors - Corporate & Commercial Business Lawyers Glasgow Edinburgh Scotland

  • "really fights your corner..."
    "really fights your corner..." Chambers UK
  • "Consistently high-quality work and client-friendly approach."
    "Consistently high-quality work and client-friendly approach." Chambers UK

Personal Insolvency

In Scotland, a Statutory Demand which has not been met with a denial from the Debtor constitutes apparent personal insolvency. An expired Charge for Payment following upon a Decree for a minimum of amount of £1,500 (shortly to be raised to £3,000) similarly demonstrates apparent personal insolvency.

In these circumstances we present to the court a Petition for the Debtor’s Sequestration (Bankruptcy) and, where appropriate, seek the appointment of an Interim Trustee where assets of the Debtor require to be protected for the benefit of Creditors.

ContactAngus WoodPartner T. 0141 221 8012


“The level of service has always been excellent, with properly experienced solicitors dealing with appropriate cases" Legal 500

Contact BTO


  • 48 St. Vincent Street
  • Glasgow
  • G2 5HS
  • T:+44 (0)141 221 8012
  • F:+44 (0)141 221 7803


  • One Edinburgh Quay
  • Edinburgh
  • EH3 9QG
  • T:+44 (0)131 222 2939
  • F:+44 (0)131 222 2949