bto solicitors - Corporate & Commercial Business Lawyers Glasgow Edinburgh Scotland

  • "really fights your corner..."
    "really fights your corner..." Chambers UK
  • "Consistently high-quality work and client-friendly approach."
    "Consistently high-quality work and client-friendly approach." Chambers UK

Policy Interpretation Issues

Sometimes a claim is intimated which does not sit easily with the policy cover and a decision must be made as to whether or not the claim is actually an insured risk.

Generally these matters involve advising an insurer as to whether the claim that has been intimated under professional indemnity policy is in fact one to which the insurers have to respond and, if not, why not.

Questions may arise as to whether the claim falls within one of the exceptions under the policy or whether the insurer has a basis for avoiding the claim. For instance, the insurer may consider that full information was not provided to it at the time of agreeing to underwrite the risk. Alternatively, the insurer may take the view that the information that was provided was materially inaccurate.

Contact: Alan Eadie, Partner T. 0141 221 8012

“The level of service has always been excellent, with properly experienced solicitors dealing with appropriate cases" Legal 500

Contact BTO


  • 48 St. Vincent Street
  • Glasgow
  • G2 5HS
  • T:+44 (0)141 221 8012
  • F:+44 (0)141 221 7803


  • One Edinburgh Quay
  • Edinburgh
  • EH3 9QG
  • T:+44 (0)131 222 2939
  • F:+44 (0)131 222 2949