Our established Insurance team provides bespoke, dedicated and specialised services tailored to the needs of our insurer clients.

We strive to get to know our clients’ business aims and objectives and work hard to ensure the best outcomes and efficiencies for you and your policyholders.

One of the largest litigation teams in Scotland, we know our jurisdiction inside out and provide local experts in all aspects of claims, litigation and advocacy. The depth and breadth of our experience enables us to achieve excellent results for clients across the whole range of liability claims, including multi-million pound, multi-party property damage or product liability claims as well as all types of personal injury claim, including catastrophic and fatal claims.

Our team acts for some of the largest insurers in the UK, Europe and the US and many of our clients have been with us for decades. We also work with brokers and adjusters, specialist lines insurers, Lloyds Syndicates and MGAs.

We can conduct litigation across all levels of courts in Scotland and up to the UK Supreme Court.

Our clients know they can trust us to deliver what they need, when they need it, on budget, and that is why they keep coming back to us.

Our expertise

  • Clinical Defence
  • Cross Border Litigation and Claims
  • Delegated Authority Handling of Claims
  • Fatal Accident Inquiries
  • Group Litigation
  • Health & Safety & Regulatory / Criminal proceedings
  • Historic Abuse
  • Insurance Coverage & Policy Interpretation and disputes
  • Mediation
  • Motor, Employer’s Liability, Occupier’s Liability and Public Liability Personal Injury Claims
  • Occupational Disease
  • Product Liability
  • Professional Indemnity for all types of professional
  • Property Damage and business interruption
  • Recoveries
  • Solicitor Advocacy

We have an experienced inquiries team and regularly advise insurers on their liabilities in connection with inquiries. We handle:

  • Fatal Accident Inquiries
  • Public Inquiries

Our litigators in the regulatory sphere specialise in health & safety disputes and we advise on potential criminal proceedings.

Why BTO?

BTO is a leading Scottish provider of Solicitor Advocacy services through our ADVantage advocacy product. Our solicitor advocates (counsel) have higher rights of audience in Scottish Courts and the UK Supreme and provide representation in courts, at tribunals and inquiries, as well as providing written opinions in all types of dispute resolution and Alternative Dispute Resolution.

BTO ADVantage advocacy service enables you, if you wish, to instruct your solicitor advocate direct, rather than having to instruct a solicitor and an external advocate. You can also have one of our solicitors instruct an in-house solicitor advocate for a streamlined service.

We can provide a one-stop shop, dealing with matters personally, from start to finish. However, we can, and do, work with Senior members of the bar. You can choose the best team for your case and we always strive to ensure a consistent team throughout.

Our team is regularly instructed to protect our clients’ interests in other jurisdictions in litigious situations. As a member of the international legal network, Mackrell International, we have ready access to specialist litigators across the globe. We can handle a wide range of cross-border and international insurance disputes.

We have a number of dual qualified solicitors (England & Wales / Scotland) all of whom can provide expert and cost-effective solutions.

Our insurance team is ranked Band 1 by Chambers UK, which means that we are among the best in our field, which will be reflected in the level of service that you receive. Our Defender Personal Injury and Health & Safety teams are also ranked Band 1 by the Legal 500.

Our insurance division has an in-house team of qualified mediators who are experts at settling disputes in the most cost-effective and expedient way possible.

Mediations can be used to resolve all types of disputes. Our mediators :

  • act as mediators in disputes between parties
  • advise clients who have become involved in a mediation
  • advise clients on mediation schemes and
  • provide training to clients

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