Cashflow is key. Unpaid bills risk jeopardising your business and stifling your plans for growth.

Fast, efficient and cost-effective credit control and procedures are, therefore, critical to the success of any business.

At BTO, we have a track record of working closely with our clients in multiple sectors to design debt recovery processes which suit their individual needs, managing regular high-volume instructions, secured and regulated recoveries, and one-off and sensitive debt recovery processes.

Whatever the nature of your requirements, our talented team has the skills, experience, professionalism and confidence to manage your debt recovery processes efficiently, providing you with clear advice and guidance, whilst protecting your business relationships and allowing you to focus on your business.

Our expertise

  • Asset recovery
  • Corporate Insolvency
  • Cross-border debt recovery and enforcement
  • Enforcement
  • Payment Monitoring
  • Personal Insolvency
  • Pre-sue Reports
  • Secured debt recovery
  • Unsecured debt recovery

Why BTO?

Our debt case management systems provide an efficient, flexible and cost-effective means of recovering debts anywhere in Scotland. We also have access to firms in other jurisdictions who assist in international recoveries through our global legal network Mackrell International.

Each client has a bespoke service which provides robust, pragmatic advice with a commercial focus. Those choosing to work with BTO:

  • have a dedicated BTO contact.
  • benefit from customised case management.
  • receive a highly competitive product and pricing.

We can offer a range of pricing structures dependent on circumstances and work in partnership with you to ensure consistent cashflow.

Our experienced and efficient team of paralegals and solicitors is always on hand to advise on a range of enforcement remedies and to focus on the most effective solution for your business, whatever your situation.

In the words of one of our clients:

Having such a dedicated and knowledgeable team is fairly unique in the Scottish market. Legal 500 UK 2025

Who we work with

Our clients include:

  • Care home providers
  • Clearing banks
  • Contractors
  • Credit card companies
  • Credit insurers
  • Financial institutions
  • Housebuilders
  • Manufacturers (including multi-national organisations)
  • Property developers
  • Property factors
  • Registered social landlords
  • RetailersShipping operators
  • SMEs
  • Wholesalers

Our fees

Our fixed fee structures provide clarity and certainty of cost, giving you confidence to put your debt recovery in the hands of experts.

What people say...

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