bto solicitors - Corporate & Commercial Business Lawyers Glasgow Edinburgh Scotland

  • "really fights your corner..."
    "really fights your corner..." Chambers UK
  • "Consistently high-quality work and client-friendly approach."
    "Consistently high-quality work and client-friendly approach." Chambers UK

Banking and Finance

bto solicitors - Chambers UK Top Ranked Firm

BTO's Banking & Finance has extensive experience in the Scottish and wider UK banking and finance markets, providing expert legal advice to lenders (including UK clearing banks, European banks, venture capital providers, boutique lenders and other public and private funders) and borrowers. We deal with a wide range of transactions, no matter the complexity and value. Our experience of the sector enables us to ensure that our clients' interests are protected and their commercial aims achieved.

"I genuinely gravitate towards BTO. Not only are they competitive but when quotes change, I know early on." (Chambers UK)

bto’s banking team provides specialised advice across the full range of  industrial, commercial and public/private sectors. The team works along with and supports other specialists within the firm to provide our clients with a tailored service and innovative solutions. "They're just very accessible and focused on getting things done. For any issues that come up, they're always willing to give their input and are more than happy for me to run a scenario past them." (Chambers UK)

In the increasingly complex world of banking and finance, it helps to have legal advisers with a solid understanding of that marketplace and the financial structures it utilises.  "They work better and closer with us every year." (Chambers UK)

Contact: Nicolas McBride, Partner nmb@bto.co.uk T. 0141 221 8012

Experience

  • Advising on all aspects of corporate and property banking work

Acting for clearing/boutique Banks, borrowers, investors and syndicated lenders. Acting for specialist lenders in the historical buildings/BPTsector.

We act for a global shipping company and advised in connection with the Scottish security aspects involved in their new global banking facility. Facility value - $1billion.

  • Developer/Investor clients

Acting for a client company in connection with the refinance of loan facilities of with their Bank, secured over large residential property portfolio. Facility value - £23M.

  • Social housing sector

Advising clients in relation to security work on facilities involving a deal of £80M in value.   The team is renowned as social housing banking sector experts by all of the major clearing Banks.

  • Renewables

Acting for a European Bank in relation to all banking and diligence aspects (corporate, banking land and project) of a multi-turbine wind farm. This involved complex and detailed due diligence to complete a water tight project finance deal. Facility value circa £12M.

  • Ethical and social finance

Acting for an “ethical”  Bank in multiple lends to charities and third sector organisations.

  • Pension schemes

Act for clearing banks in their lending transactions to pension schemes and have tailored specific protocols and fee structures with Bank clients in relation to pension scheme lending. 

  • Insolvency and restructuring

We are frequently appointed by at the direction of the main secured creditor Banks or on the recommendation of the Bank’s preferred Insolvency Practitioner to enforce securities and recover possession of property.

  • Licensed/leisure sectors

We are instructed by a major clearing Bank in their leisure sector recovery proceedings and advise our banking clients on licensing aspects of licensed premises lends. Most recently have been acting for a major Bank client in relation to a number of hotels – recovering possession for the Bank, advising on licensing aspects and dealing with the ultimate sales of the properties.

Team

Testimonials

  • "consistently glowing reports."

    Chambers UK
  • "thorough and logical thinking."

    Chambers UK
  • "provides … good support and adds a lot of value to the transaction"

    Chambers UK
  • "The firm has bucked recent trends with the expansion of its banking and finance team."

    Chambers UK
  • "They've got very, very good backup at BTO"

    BTO client
  • "They're just very accessible and focused on getting things done"

    BTO Client
  • "For any issues that come up, they're always willing to give their input and are more than happy for me to run a scenario past them."

    BTO Client
  • "I genuinely gravitate towards bto. Not only are they competitive but when quotes change, I know early on."

    BTO Client
  • "They deal efficiently with cases we provide to them."

    BTO Client
  • "They work better and closer with us every year."

    BTO Client
“The level of service has always been excellent, with properly experienced solicitors dealing with appropriate cases" Legal 500

Contact BTO

Glasgow

  • 48 St. Vincent Street
  • Glasgow
  • G2 5HS
  • T:+44 (0)141 221 8012
  • F:+44 (0)141 221 7803

Edinburgh

  • One Edinburgh Quay
  • Edinburgh
  • EH3 9QG
  • T:+44 (0)131 222 2939
  • F:+44 (0)131 222 2949

Sectors

Services